One Month Car Insurance-6 months, 3 months, or 1 month

If you do not want to get a full term car insurance policy, which usually provides 12 months worth of coverage, you can take a look at some temporary coverage options. Most people that want to get a short term auto insurance policy want it for a temporary period of time (e.g. for 6 months, 3 months, or 1 month). The most popular temporary form of auto insurance is the monthly policy that is sold through temporary insurers. The great thing about getting a one month car insurance cover is that it is much more affordable than a policy for an entire year and you aren't committed to an annual coverage policy either.

So who would a one month car insurance policy be ideal for? Usually, a temporary monthly policy would be a perfect fit for someone that wants to travel for 30 days or less. If you are going on vacation to a foreign country, you are most likely going to need some type of auto insurance - even if you rent a car. Your insurance from back in the United States is not going to extend to countries overseas. Since you may not want to take a taxi or city bus to all of your destinations, it may make sense to buy a temporary policy.

This type of coverage is not only used for people that are going to Europe though, you can get a temporary cover in the United States as well. Although most people who are already insured do not need to buy additional temporary coverage ever, individuals that haven't yet bought an insurance policy may want to purchase monthly auto insurance so that they can legally drive. It is illegal to drive in the United States and throughout Europe without having at least insurance for damages caused to third parties (e.g. other drivers).

If you want to get a low rate on a single month car insurance policy, you should take the time to look online. Most people are able to find the lowest rates on temporary auto insurance by getting quotes and doing a comparison. The only downsides associated with one month coverage is that you usually will not be able to get a comprehensive cover (e.g. vandalism protection, stolen item protection, etc.). For most people, buying standard auto insurance is perfectly affordable for less than 30 days. Make sure that you still take the time to read about various temporary insurers so that you end up with a provider that you can trust for your one month policy.